Certificates of deposit (CDs) often offer the best rates for savings. However, to get the highest annual percentage yield ...
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Best CD rates for January 2026
High-yield savings account: According to DepositAccounts.com, as of January 2026, the top-yielding 1% of high-yield savings accounts offer an average of 3.86% APY, while the top average CD yield is ...
Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
If you have a large amount of money to deposit, today's best jumbo CD rate is 4.28% APY, offered by GTE Financial. Compare the best jumbo CDs that are nationally available from banks and credit unions ...
While anything can happen, experts largely expect that CD rates will fall in early 2026. For one, the Federal Reserve has ...
Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...
If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...
SEATTLE, Dec. 4, 2025 /PRNewswire/ -- CD Valet is a digital marketplace that connects consumers with the best CD rates and terms nationwide, helping community financial institutions effectively ...
Certificates of deposit (CDs) are having a moment. Before 2024, the only people I knew who used CDs were my grandparents. Now, they're one of the most talked-about banking products. When you see the ...
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