These strategies of what to do when you have a CD maturing soon will have you maximizing returns even with rate cuts.

If saving more money is one of your financial goals for the new year, you're not alone. According to Fidelity, 44% of ...

Compare Huntington Bank's current CD rates, terms and alternatives. Learn who Huntington CDs are best for and when ...

While anything can happen, experts largely expect that CD rates will fall in early 2026. For one, the Federal Reserve has ...

Emma Woodward is a personal finance writer with a passion for simplifying tricky financial concepts. She has covered loans, budgeting and credit cards for Bankrate, The Financial Diet, Finch, Gusto ...

If you have a CD coming up for renewal soon, you may want to reinvest in a high-yield certificate, whether from the same institution or a different one, to lock in the yield before rates drop further.

Discover how annual percentage yield (APY) impacts your CD investments and learn to compare rates for maximizing returns, with tips on calculating and understanding APY.

Certificates of deposit (CD) accounts are a popular investment vehicle, providing the safety of a savings account with increased returns. They require you to lock up your money for a certain period — ...

Most CDs come with early withdrawal penalties that can wipe out some or all of your earnings. Financial emergencies and better opportunities can justify cashing in your CD early. Don't sleep on ...

Joshua Rodriguez is a writer with a passion for helping people understand the impact of their financial decisions (good or bad). His articles on mortgages, home equity loans, credit cards, budgeting, ...

Only one in five Americans has more emergency savings now than at the start of 2024, according to Bankrate’s most recent Emergency Savings Survey. If you’re one of those savers looking for ways to ...

Interest earned in a certificate of deposit is taxed as ordinary income. A CD’s interest is reportable when it’s credited to your account. It’s possible to minimize CD taxes within a retirement plan.