The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Credit scores usually range from 300-850. The goal is to get to 670 to be in the good range for your credit score. Once you get to 740, your credit is very good. The ultimate credit score is 800 and ...

Credit utilization is calculated by dividing the balance by credit limit for each card and for all cards together. Many, or all, of the products featured on this page are from our advertising partners ...

Many people believe that repaying loans or paying credit card bills on time is sufficient to maintain a good credit score.

Simply go to your preferences page and select the ✓ box for Young and the Invested. Once you've made this update, you'll see ...

With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

Credit scores depend on account history, missing payments and number of accounts. Average credit score data shows older individuals typically have higher scores. Learning about risk factors and how ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...