On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.

Alex Carver is a writer and researcher based in Charlotte, N.C. A contributor to major news websites such as Automoblog and USA Today, she’s written content in sectors such as insurance, warranties, ...

Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

It’s easy to forget about reviewing your home insurance — after you’re settled in a new home, life gets busy, and paying your bill becomes just another routine task. However, if you haven’t evaluated ...

Home insurance costs continue to rise, introducing a new factor to the housing affordability equation and impacting homebuyers.

Buying your first home is a major milestone. However, it comes with major financial responsibilities, including protecting your home with homeowners insurance. While many first-time buyers focus on ...

In 2024, 6.1 million American homeowners skipped home insurance, according to the Consumer Federation of America. Without coverage, they risk paying tens of thousands of dollars out of pocket for ...