Your credit score is a three-digit number that lenders look at to determine your interest rate and loan amount. A higher credit score can save you thousands of dollars over your lifetime. Any extra ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Credit-scoring models have various ranges — from “poor” or “subprime” to “excellent” or “super-prime” — depending on the model. The average credit score in 2024 was 715, according to Experian. That ...

Many consumers assume that paying bills on time, using credit cards responsibly, and avoiding risky loans are enough to keep their credit score healthy. But the reality is far more complex. A recent ...

Your payment history and how much of your credit limits you use are the two biggest credit scoring factors. Many, or all, of the products featured on this page are from our advertising partners who ...

Planning to buy a house or a car? Are you taking out a loan to start a business, or even just trying to rent an apartment? With every big purchase you make, your credit score comes into play. This ...

Last week, we kicked off our three-part series on understanding credit scores and why they’re so important. Credit can often be overlooked, and navigating it isn’t always easy. This morning, we’re ...

The average FICO credit score across the U.S. has fallen for a second year in a row. The latest statistics from Fair Isaac ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.