Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

Mortgage insurance allows homebuyers to purchase homes with down payments of less than 20%. This credit enhancement tool involves paying an additional charge with your mortgage to protect the lender ...

The U.S. home insurance market exhibited signs of stabilization in 2025 after years of steep premium increases and ...

With home insurance rates on the rise, you might be hoping to at least claim the cost as a tax deduction. Here's what you ...

That’s why it’s critical to understand your documentation and know how much each monthly mortgage payment is impacting your ...

A home warranty and home insurance both provide peace of mind, but they offer different types of coverage. Find out how they differ and if you need both.

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

The home insurance marketplace has been facing a reckoning. The challenges that higher costs place on carriers, regulators, lenders and consumers has been well documented this year, and the ...

As scores of climate change-denying Republican lawmakers prepare to take control of Congress and the Senate, an insurance affordability and availability crisis catches the eye of regulators, and large ...

Mortgage life insurance, also known as mortgage protection insurance (MPI), is designed to pay off your mortgage when you die. Some MPI policies also offer coverage for a limited time if you lose your ...

Mortgage insurance is a fee you pay to your lender to cover risks associated with funding your loan. Different loan types have different kinds of mortgage insurance, which may require either upfront ...