On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.

With homeowners insurance costs now outpacing both inflation and auto insurance rate increases, more people than ever are shopping for new policies. In fact, according to J.D. Power's 2024 U.S. Home ...

Homeowners insurance is getting more expensive due to climate change, but you might save money by switching insurers rather than simply renewing your policy You may be shocked by how much it costs to ...

If you haven’t filed a homeowners insurance claim in a long time—or ever—and are seeing your premiums soar, switching to another insurer sounds like a no-brainer. Even if you’ve had a claim in recent ...

Homeowners insurance is set to get more expensive again in 2026, and the jump will not be random. Insurers are recalculating ...

Forbes contributors publish independent expert analyses and insights. Terri Williams is a journalist covering housing trends. It comes as no surprise that if you plan on purchasing a house, you’ll ...

As premiums rise sharply, financial planners say homeowners still have levers they can pull – but only if they treat ...

Home insurance prices jumped 19%, or on average of $273 per policy, last year. The two main reasons are rising costs for homebuilding and repairs, and the weather. The states with the highest home ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...