Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Discover how credit scores and credit reports differ, why each is important, and how they impact your financial life.

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness. To find out which one they use, just ask them. FICO and VantageScore are ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Having no or minimal credit history means you don’t have a credit score at all. This is different from having a low credit score, which can stem from having negative information on your credit reports ...

This sevenfold gap highlights the absence of credit education in traditional curricula, leaving most U.S. consumers to piece ...

Having a perfect credit score unlocks the best credit cards and mortgage rates. Any credit score above 800 is considered "excellent." Always strive to maintain the highest credit score you can. If you ...

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

Your bank app may let you check your credit score for free. But how is that different from your credit report? They are both measures of your financial health, but your score is a three-digit number ...

Congratulations -- you've just reached credit score perfection. Now what? Going by the commonly-used FICO® Score system, 850 is the highest credit score possible. That means lenders see you as a very ...