Following the 4% withdrawal rule, it would take a typical retirement savings of $1 million to provide a $40,000 annual income ...

As Americans face growing longevity risk, some are turning to annuities for guaranteed lifetime income as insurance against outliving their assets. Processing Content But while annuities are popular, ...

Charitable gift annuities can be useful tools for clients looking both to transfer assets and to derive an income stream. But planners caution that despite the advantages of CGAs, they also come with ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Investopedia / Michela Buttignol The future value of an annuity calculates how much a series ...

Sharon Carson admits she just did something strange. At 49, she wrote a check to an insurance company for a product that won't give her any financial benefit until she's in her 80s. Ms. Carson, a top ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But while it's imperative to have a solid plan in place for your ...

We all are familiar with the saying put your money where your mouth is, and most of us have used that phrase to flush out someones's true intentions. Because annuities are agreements between you and ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. David Kindness is a Certified Public Accountant (CPA) and an expert in the fields of ...

David Rodeck specializes in making insurance, investing, and financial planning understandable for readers. He has written for publications like AARP and Forbes Advisor, as well as major corporations ...

While the biggest financial headlines over the past few months have focused on bailing out banks and other businesses with taxpayer money, many owners of annuities and life insurance are following ...