If you are retired, this is the perfect moment to review your investment exposure and— if you will be older than 73 this year ...

This article discusses what you might expect your RMDs to be if you have $1 million inside your retirement accounts, and I'll ...

A couple is 61 years old. They've saved roughly $900,000 for retirement, and they still carry a $250,000 mortgage on their ...

If you’re entering retirement, it’s essential to understand how required minimum distributions, or RMDs, work. Tax-deferred ...

Learn how a Roth retirement portfolio earned $175k+ tax-free in 2025 using high-yield funds and swing trading with charts, ...

With 2026 almost here, it’s time for New Year’s tax resolutions. This year, I suggest readers focus on three issues likely to confuse them, based on Tax Report’s reader mail and comments. These are ...

Don't give the government more of your hard-earned cash than you need to. With January just around the corner, you might already be looking ahead to next year and what you hope to accomplish. Maybe it ...

Many retirees are surprised to learn that their Medicare premiums are not fixed. In fact, a lesser-known factor called the income-related monthly adjustment amount (IRMAA) can significantly increase ...

Even if you have already chosen an account for retirement savings, that doesn’t necessarily mean you can’t change your mind about it later. In fact, this is not at all uncommon — and many people see ...

One of the most tax-friendly provisions of an IRA is the ability for IRA owners who are at least age 70½ to donate up to $108,000 (2025 limit) directly to an eligible charity from their IRA. This is ...

The taxation of individual retirement account (IRA) withdrawals depends on whether the account is a traditional or Roth IRA. Withdrawals from a traditional IRA are taxed as regular income, and taking ...