If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit ...

Nearly 40% of cardholders in the U.S. have maxed out a credit card or come close to doing so, according to Bankrate's October credit utilization survey. But carrying that balance from month to month ...

Visa and Mastercard came under fire last week for planning to raise their merchant fees. The reality, one expert said, isn’t nearly as bad as it’s been made out to be. The Wall Street Journal reported ...

Do you run a business? Are you planning to buy a new house or car? What about trying to put away money to invest or save? It’s all tied to your credit, which could be in the midst of an "unprecedented ...

While many countries do not have a credit scoring system, in the United States credit is king. Taking care of your credit allows access to loans for big-ticket items such as homes and vehicles. Credit ...

Ben Luthi is a freelance personal finance and travel writer. He started earning credit card rewards in 2013 and leveraged his passion into a writing career. He's contributed to dozens of other ...

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...

It’s becoming increasingly difficult to navigate life without well-established credit. Our credit histories are factored into all kinds of decisions — from getting approved for a loan, of course, to ...

A strong credit score can mean lower mortgage and credit-card rates. But a perfect 850 is mostly about bragging rights. Written By Written by Contributor, Buy Side Michelle Lambright Black is a ...