The average mortgage refinance rate on a 30-year term is now 6.75%, as of January 8, 2026, according to Zillow. The median refi rate for a 15-year term increased overnight, moving from 5.50% to 5.72%.

First-time buyers in 2026 are leveraging grants, ARMs, and resource pooling as NAR sees affordability improvements.

That extra ₹100 you spend without thinking may be doing more damage than you realise. Over time, small daily habits can ...

While most economists believe that central banks set interest rates, in reality, they are set by time preferences of ...

Mortgage rates saw significant improvements in 2025, but will that continue this month? Here's what to know now.

The way central bankers put their objectives into practice is influenced by the star variables. Specifying a target for ...

Saving your first $100,000 is one of the hardest financial tasks a working person can undertake. However, experts stress that ...

The Federal Reserve cut interest rates by a quarter point on Wednesday, as it was widely expected to, lowering borrowing costs for the third time since September. The latest cut brings the target ...

The Fed cut interest rates by a quarter point, as expected, but there were dissents in the final vote. If we look all together, we expect two rate cuts next year, which is one more than the Fed. A ...

The Federal Reserve on Wednesday slashed interest rates by a quarter point even as officials remained conflicted over whether to prioritize stubborn inflation or weakness in the labor market. Although ...

Here’s how the central bank’s latest cut will affect loans, savings accounts and investments—and what financial moves to consider Written By Written by Staff Money Writer, WSJ | Buy Side Molly Grace ...

The Federal Reserve cut interest rates Wednesday in an unusually narrow vote, underscoring the divides among bank officials over the effect rate cuts will have on inflation and employment. The Federal ...