Real Estate Math Question 1: Understanding the 28/36 Rule
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❌ Do NOT buy a house in 2026 without doing this 👇👇 1️⃣ Calculate the 28/36 rule Take your combined, gross monthly income and multiply by .28. This is the highest your mortgage payment *should* be. Now take the same gross monthly income and multiply by .36. This is the highest your total debt payments should be. This isn't always realistic, but it's a starting place to work from - lenders will pre-approve you for more! 2️⃣ Calculate the 1% rule Home maintenance will cost you an estimated 1% of
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